People often confuse indefinite leave to remain with UK citizenship, or assume that they mean the same thing. Although there is a lot of overlap between the two, there are important differences that should not be overlooked.

Saving for retirement is a bit like aiming at a moving target. How much should you be saving right now? How do you know if you’ll have enough? These are difficult questions to answer, but with a solid retirement plan in place it is possible to reach your goal.

The UK has long been a prime relocation destination for skilled South Africans, but they have faced staunch competition from EU nationals for positions. Complex immigration rules and strict work visa requirements for non-EU citizens mean they have had the upper hand with many work opportunities. These visa and immigration rules will be changing after the UK leaves the EU, and the post-Brexit landscape will likely be far friendlier for South Africans looking for work in the UK.

Having some good financial insight into how your business is really performing will put you on a good footing to take advantage of the opportunities that come your way. By doing this you can make decisions that allow your business to flourish. To give your business that edge, you need good management accounting in place.

South Africans who have already emigrated, or are thinking of doing so, have probably heard of the process of financial emigration. This process is more than just sending your South African assets overseas when you leave. Financial emigration allows you to withdraw and transfer your retirement annuities offshore before the age of 55. This way you don’t have to leave your retirement savings behind when you emigrate.

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